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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,588 | $78,428+5.3% | $95,960-13.9% | $79,852+3.4% |
| Participation rate | 81.5% | 73.5%+8.0pp | 77.1%+4.4pp | 69.6%+11.8pp |
| Annual return | 30.81% | 19.37%+11.4pp | 91.63%-60.8pp | 31.72%-0.9pp |
| Employer contribution / active EE | $0 | $1,945-100.0% | $2,541-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $4,415 | $3,440+28.3% | $4,167+6.0% | $3,740+18.0% |
| Admin fee / account holder | $725 | $5,622-87.1% | $6,797-89.3% | $5,306-86.3% |