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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,867 | $89,364-49.8% | $141,177-68.2% | $72,983-38.5% |
| Participation rate | 79.5% | 75.1%+4.4pp | 82.5%-2.9pp | 69.5%+10.1pp |
| Annual return | 24.90% | 111.86%-87.0pp | 71.40%-46.5pp | 81.01%-56.1pp |
| Employer contribution / active EE | $2,158 | $3,115-30.7% | $4,736-54.4% | $2,440-11.6% |
| Participant deferral / active EE | $2,893 | $5,419-46.6% | $6,710-56.9% | $3,608-19.8% |
| Admin fee / account holder | $1,922 | $5,959-67.7% | $10,263-81.3% | $5,124-62.5% |