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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,796 | $100,194-72.3% | $122,979-77.4% | $86,983-68.0% |
| Participation rate | 96.6% | 73.0%+23.6pp | 77.2%+19.4pp | 69.5%+27.0pp |
| Annual return | 71.16% | 16.47%+54.7pp | 20.12%+51.0pp | 25.83%+45.3pp |
| Employer contribution / active EE | $1,132 | $2,326-51.3% | $3,062-63.0% | $2,584-56.2% |
| Participant deferral / active EE | $3,459 | $4,133-16.3% | $5,003-30.9% | $4,194-17.5% |
| Admin fee / account holder | $2,583 | $10,148-74.5% | $12,864-79.9% | $7,856-67.1% |