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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,252 | $80,983-82.4% | $96,544-85.2% | $75,177-81.0% |
| Participation rate | 83.3% | 71.8%+11.5pp | 76.0%+7.3pp | 67.2%+16.1pp |
| Annual return | 15.17% | 27.05%-11.9pp | 25.88%-10.7pp | 160.75%-145.6pp |
| Employer contribution / active EE | $926 | $2,282-59.4% | $2,966-68.8% | $2,671-65.3% |
| Participant deferral / active EE | $3,266 | $3,929-16.9% | $4,851-32.7% | $4,126-20.8% |
| Admin fee / account holder | $6,316 | $6,717-6.0% | $8,254-23.5% | $5,651+11.8% |