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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,060 | $56,200-51.9% | $67,653-60.0% | $59,633-54.6% |
| Participation rate | 60.0% | 71.5%-11.5pp | 75.7%-15.7pp | 68.7%-8.7pp |
| Annual return | -0.39% | 18506.71%-18507.1pp | 6625.22%-6625.6pp | 2041.40%-2041.8pp |
| Employer contribution / active EE | $348 | $1,615-78.5% | $2,266-84.7% | $2,203-84.2% |
| Participant deferral / active EE | $1,669 | $2,843-41.3% | $3,560-53.1% | $3,192-47.7% |
| Admin fee / account holder | $1,017 | $3,959-74.3% | $4,821-78.9% | $4,297-76.3% |