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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,316 | $154,193-22.6% | $130,045-8.3% | $139,466-14.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 5.28% | 32.51%-27.2pp | -137.30%+142.6pp | 373.66%-368.4pp |
| Employer contribution / active EE | $3,340 | $5,292-36.9% | $4,321-22.7% | $4,754-29.7% |
| Participant deferral / active EE | $5,858 | $6,709-12.7% | $5,820+0.7% | $6,712-12.7% |
| Admin fee / account holder | $774 | $13,989-94.5% | $10,600-92.7% | $11,409-93.2% |