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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,373 | $102,385+39.1% | $147,080-3.2% | $80,935+75.9% |
| Participation rate | 94.2% | 75.9%+18.4pp | 82.2%+12.0pp | 67.7%+26.6pp |
| Annual return | 14.39% | 135.09%-120.7pp | 420.17%-405.8pp | 35.66%-21.3pp |
| Employer contribution / active EE | $1,466 | $3,717-60.6% | $4,933-70.3% | $2,757-46.8% |
| Participant deferral / active EE | $7,226 | $6,651+8.6% | $8,066-10.4% | $4,299+68.1% |
| Admin fee / account holder | $7,372 | $7,951-7.3% | $12,989-43.2% | $6,924+6.5% |