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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,583 | $91,198-70.9% | $178,503-85.1% | $79,856-66.7% |
| Participation rate | 79.7% | 69.2%+10.5pp | 81.9%-2.2pp | 69.6%+10.1pp |
| Annual return | 4.82% | 24.20%-19.4pp | 151.12%-146.3pp | 31.71%-26.9pp |
| Employer contribution / active EE | $314 | $3,257-90.4% | $5,011-93.7% | $2,471-87.3% |
| Participant deferral / active EE | $1,915 | $3,237-40.8% | $5,202-63.2% | $3,741-48.8% |
| Admin fee / account holder | $19,349 | $6,748+186.7% | $13,987+38.3% | $5,306+264.6% |