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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,822 | $85,171-45.0% | $172,753-72.9% | $72,976-35.8% |
| Participation rate | 98.0% | 70.1%+28.0pp | 82.6%+15.4pp | 69.5%+28.6pp |
| Annual return | 16.18% | 27.32%-11.1pp | 803.00%-786.8pp | 81.02%-64.8pp |
| Employer contribution / active EE | $387 | $3,324-88.4% | $5,144-92.5% | $2,440-84.2% |
| Participant deferral / active EE | $2,688 | $3,260-17.6% | $5,198-48.3% | $3,608-25.5% |
| Admin fee / account holder | $8,405 | $5,880+42.9% | $13,956-39.8% | $5,124+64.0% |