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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,860 | $75,832+77.8% | $147,617-8.6% | $59,633+126.1% |
| Participation rate | 98.0% | 71.6%+26.5pp | 84.6%+13.4pp | 68.7%+29.4pp |
| Annual return | -2.81% | 0.37%-3.2pp | 61.98%-64.8pp | 2041.45%-2044.3pp |
| Employer contribution / active EE | $5,277 | $3,485+51.4% | $5,564-5.2% | $2,203+139.6% |
| Participant deferral / active EE | $4,861 | $3,131+55.3% | $4,895-0.7% | $3,192+52.3% |
| Admin fee / account holder | $3,118 | $5,986-47.9% | $11,612-73.1% | $4,297-27.4% |