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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,055 | $69,012+118.9% | $160,009-5.6% | $68,486+120.6% |
| Participation rate | 100.0% | 65.4%+34.6pp | 78.0%+22.0pp | 67.9%+32.1pp |
| Annual return | -21.96% | -9.65%-12.3pp | 408.85%-430.8pp | -7.85%-14.1pp |
| Employer contribution / active EE | $2,440 | $2,212+10.3% | $4,225-42.3% | $2,597-6.0% |
| Participant deferral / active EE | $7,220 | $4,212+71.4% | $6,183+16.8% | $4,028+79.3% |
| Admin fee / account holder | $18,225 | $4,798+279.8% | $8,715+109.1% | $5,404+237.3% |