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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,097 | $60,139+124.6% | $90,461+49.3% | $79,856+69.2% |
| Participation rate | 94.4% | 65.0%+29.5pp | 72.7%+21.8pp | 69.6%+24.8pp |
| Annual return | 14.22% | 71.96%-57.7pp | 1294.76%-1280.5pp | 31.71%-17.5pp |
| Employer contribution / active EE | $550 | $2,069-73.4% | $3,264-83.1% | $2,471-77.7% |
| Participant deferral / active EE | $3,173 | $2,939+8.0% | $3,964-20.0% | $3,741-15.2% |
| Admin fee / account holder | $16,920 | $3,978+325.3% | $5,617+201.2% | $5,306+218.9% |