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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,343 | $54,763+130.7% | $90,324+39.9% | $72,976+73.1% |
| Participation rate | 97.3% | 65.2%+32.1pp | 73.3%+24.0pp | 69.5%+27.8pp |
| Annual return | 26.20% | 30.63%-4.4pp | 78.15%-52.0pp | 81.02%-54.8pp |
| Employer contribution / active EE | $573 | $2,093-72.6% | $2,856-79.9% | $2,440-76.5% |
| Participant deferral / active EE | $3,119 | $2,887+8.0% | $3,885-19.7% | $3,608-13.5% |
| Admin fee / account holder | $24,993 | $3,973+529.0% | $5,356+366.7% | $5,124+387.8% |