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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,082 | $127,100-18.9% | $105,738-2.5% | $135,382-23.9% |
| Participation rate | 66.7% | 82.7%-16.0pp | 76.3%-9.7pp | 82.6%-16.0pp |
| Annual return | 10.51% | 4.49%+6.0pp | 6.27%+4.2pp | 519.77%-509.3pp |
| Employer contribution / active EE | $1,366 | $4,107-66.7% | $3,268-58.2% | $4,779-71.4% |
| Participant deferral / active EE | $2,133 | $5,064-57.9% | $4,080-47.7% | $5,609-62.0% |
| Admin fee / account holder | $12,440 | $9,087+36.9% | $6,913+80.0% | $10,829+14.9% |