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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,161 | $75,541+307.9% | $152,093+102.6% | $82,637+272.9% |
| Participation rate | 90.9% | 66.5%+24.4pp | 77.8%+13.1pp | 68.1%+22.9pp |
| Annual return | 16.37% | 32.56%-16.2pp | 66.36%-50.0pp | 53.51%-37.1pp |
| Employer contribution / active EE | $6,555 | $2,622+150.0% | $4,175+57.0% | $2,552+156.8% |
| Participant deferral / active EE | $7,584 | $3,206+136.6% | $5,451+39.1% | $4,126+83.8% |
| Admin fee / account holder | $627 | $6,405-90.2% | $14,497-95.7% | $7,339-91.5% |