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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,954 | $75,832+146.5% | $147,617+26.6% | $59,633+213.5% |
| Participation rate | 100.0% | 71.6%+28.4pp | 84.6%+15.4pp | 68.7%+31.3pp |
| Annual return | -3.39% | 0.37%-3.8pp | 61.98%-65.4pp | 2041.45%-2044.8pp |
| Employer contribution / active EE | $6,409 | $3,485+83.9% | $5,564+15.2% | $2,203+191.0% |
| Participant deferral / active EE | $6,014 | $3,131+92.1% | $4,895+22.9% | $3,192+88.4% |
| Admin fee / account holder | $6,271 | $5,986+4.8% | $11,612-46.0% | $4,297+45.9% |