Retirement plan

ONEWORLD 401(K) PLAN

Name: ONEWORLD COMMUNITY HEALTH CENTERS, INC. - ONEWORLD 401(K) PLAN (2015) Form 5500
Creator: ONEWORLD COMMUNITY HEALTH CENTERS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ONEWORLD 401(K) PLAN, ONEWORLD COMMUNITY HEALTH CENTERS, INC.

ONEWORLD COMMUNITY HEALTH CENTERS, INC.EIN 47-0548990Plan #001PY 2015

4920 S. 30TH STREET - SUITE 103 - OMAHA, NE 68107402-502-8858oneworldomaha.orgLinkedIn501-1000 employeeshospital & health care

Prospect flagsLow returnsCorrective distributions

How to read this page

Total assets (EOY)

$5.6M

No prior year

Total participants

392

No prior year

Average account balance

$16,643

No prior year

Annual return

-1.83%

No prior year

Benchmarks

See 3,168 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants250-999

Cohort3,168 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$29.96M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$47K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

643

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

91.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$3.06M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.03%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$278

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 6 by compensation

Provider	Service type	Compensation
MASSACHUSETTS MUTUAL LIFE INS. CO.1+ years Service code 52 · EIN 04-1590850	Indirect Investment Fees	$28,519
KELLEY FINANCIAL SERVICES, INC.1+ years Service code 13 · EIN 47-0800241	Contract Administrator	$4,383
CETERA ADVISOR NETWORKS LLC1+ years Filed as: CETERA ADVISORS LLC Service code 53 · EIN 84-0858799	Insurance Commissions	$0
GOLDMAN SACHS1+ years Filed as: CORBIN L LAMBERT Service code 53 10250 REGENCY CIR. STE. 250 · OMAHA, NE 68114	Insurance Commissions	$0
NICHOLAS PENSION CONSULTANTS1+ years Filed as: F NICHOLAS KELLEY Service code 53 1711O MARCY STREET - SUITE 104 · OMAHA, NE 68118	Insurance Commissions	$0
MASSACHUSETTS MUTUAL LIFE INS. CO.1+ years Filed as: MASSACHUSETTS MUTUAL LIFE INS CO. Service code 60	Sub-TA Fees	$0

Plan features & details

Pension benefit codes2E2F2G2J2K2S2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$29K

$82 / participant

Investment mgmt$23K81.0%
Contract admin$5K19.0%

% of EOY assets

0.507%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: SEIM JOHNSON
Auditor EIN: 476097913
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$16,643

$37,117-55.2%

$147,617-88.7%

$55,191-69.8%

Participation rate

84.5%

63.6%+20.9pp

84.6%-0.1pp

69.2%+15.3pp

Annual return

-1.83%

3.44%-5.3pp

61.98%-63.8pp

10.78%-12.6pp

Employer contribution / active EE

$1,508

$1,620-6.9%

$5,564-72.9%

$1,899-20.6%

Participant deferral / active EE

$2,443

$1,985+23.0%

$4,895-50.1%

$3,046-19.8%

Admin fee / account holder

$84

$86-1.4%

$11,612-99.3%

$91-7.1%

Provider

Service type

Compensation

MASSACHUSETTS MUTUAL LIFE INS. CO.1+ years

Service code 52 · EIN 04-1590850

Indirect Investment Fees

$28,519

KELLEY FINANCIAL SERVICES, INC.1+ years

Service code 13 · EIN 47-0800241

Contract Administrator

$4,383

CETERA ADVISOR NETWORKS LLC1+ years

Filed as: CETERA ADVISORS LLC

Service code 53 · EIN 84-0858799

Insurance Commissions

GOLDMAN SACHS1+ years

Filed as: CORBIN L LAMBERT

Service code 53

10250 REGENCY CIR. STE. 250 · OMAHA, NE 68114

Insurance Commissions

NICHOLAS PENSION CONSULTANTS1+ years

Filed as: F NICHOLAS KELLEY

Service code 53

1711O MARCY STREET - SUITE 104 · OMAHA, NE 68118

Insurance Commissions

MASSACHUSETTS MUTUAL LIFE INS. CO.1+ years

Filed as: MASSACHUSETTS MUTUAL LIFE INS CO.

Service code 60

Sub-TA Fees

ONEWORLD 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ONEWORLD 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion