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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,441 | $54,541+38.3% | $78,778-4.2% | $70,126+7.6% |
| Participation rate | 47.2% | 60.8%-13.6pp | 69.2%-22.0pp | 69.5%-22.3pp |
| Annual return | 25.67% | 21.07%+4.6pp | 35.62%-9.9pp | 73.15%-47.5pp |
| Employer contribution / active EE | $421 | $1,089-61.3% | $1,986-78.8% | $2,343-82.0% |
| Participant deferral / active EE | $2,266 | $2,210+2.5% | $2,958-23.4% | $3,332-32.0% |
| Admin fee / account holder | $124 | $3,709-96.7% | $5,134-97.6% | $4,645-97.3% |