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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,726 | $76,551-32.4% | $123,894-58.3% | $62,881-17.7% |
| Participation rate | 69.3% | 73.0%-3.7pp | 81.4%-12.1pp | 69.3%0pp |
| Annual return | 9.87% | 18.68%-8.8pp | 47.52%-37.6pp | 20.14%-10.3pp |
| Employer contribution / active EE | $826 | $2,882-71.3% | $4,617-82.1% | $2,281-63.8% |
| Participant deferral / active EE | $2,177 | $4,840-55.0% | $5,984-63.6% | $3,203-32.0% |
| Admin fee / account holder | $6,682 | $4,826+38.5% | $8,357-20.0% | $4,296+55.5% |