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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,092 | $78,705+17.0% | $117,860-21.9% | $70,124+31.3% |
| Participation rate | 96.2% | 73.2%+23.0pp | 79.7%+16.5pp | 69.5%+26.6pp |
| Annual return | 18.34% | 23.30%-5.0pp | 335.10%-316.8pp | 73.14%-54.8pp |
| Employer contribution / active EE | $5,107 | $2,223+129.7% | $3,786+34.9% | $2,342+118.0% |
| Participant deferral / active EE | $5,224 | $3,297+58.4% | $4,482+16.6% | $3,332+56.8% |
| Admin fee / account holder | $483 | $5,065-90.5% | $8,021-94.0% | $4,645-89.6% |