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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,844 | $131,835-32.6% | $108,582-18.2% | $273,972-67.6% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.6%+20.4pp | 83.0%+17.0pp |
| Annual return | 8.22% | -91.57%+99.8pp | -51.70%+59.9pp | 41.46%-33.2pp |
| Employer contribution / active EE | $5,689 | $4,913+15.8% | $3,758+51.4% | $4,869+16.8% |
| Participant deferral / active EE | $6,289 | $5,127+22.7% | $4,311+45.9% | $5,287+19.0% |
| Admin fee / account holder | $1,719 | $10,253-83.2% | $7,645-77.5% | $10,133-83.0% |