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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $674,686 | $78,690+757.4% | $161,489+317.8% | $87,485+671.2% |
| Participation rate | 100.0% | 67.5%+32.5pp | 78.7%+21.3pp | 68.9%+31.1pp |
| Annual return | 12.05% | 32.74%-20.7pp | 89.72%-77.7pp | 26.06%-14.0pp |
| Employer contribution / active EE | $25,971 | $2,588+903.4% | $4,268+508.5% | $2,596+900.3% |
| Participant deferral / active EE | $16,284 | $3,311+391.8% | $5,630+189.2% | $4,274+281.0% |
| Admin fee / account holder | $4,705 | $6,724-30.0% | $16,006-70.6% | $7,775-39.5% |