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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $700,276 | $77,920+798.7% | $149,723+367.7% | $75,177+831.5% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 8.05% | 31.72%-23.7pp | 134.50%-126.4pp | 160.75%-152.7pp |
| Employer contribution / active EE | $30,398 | $3,138+868.6% | $4,821+530.5% | $2,671+1038.0% |
| Participant deferral / active EE | $19,843 | $3,411+481.7% | $5,682+249.2% | $4,126+380.9% |
| Admin fee / account holder | $455 | $5,951-92.4% | $13,215-96.6% | $5,651-92.0% |