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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,767 | $45,438+209.8% | $80,004+75.9% | $59,633+136.1% |
| Participation rate | 100.0% | 63.7%+36.3pp | 73.0%+27.0pp | 68.7%+31.3pp |
| Annual return | -5.47% | 5.10%-10.6pp | 7.63%-13.1pp | 2041.40%-2046.9pp |
| Employer contribution / active EE | $7,141 | $1,236+477.8% | $2,473+188.8% | $2,203+224.2% |
| Participant deferral / active EE | $1,969 | $2,231-11.7% | $3,204-38.5% | $3,192-38.3% |
| Admin fee / account holder | $5,419 | $3,464+56.4% | $5,033+7.7% | $4,297+26.1% |