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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $349,000 | $185,883+87.8% | $170,043+105.2% | $139,466+150.2% |
| Participation rate | 88.9% | 87.8%+1.1pp | 87.0%+1.9pp | 80.3%+8.6pp |
| Annual return | 15.72% | 60.54%-44.8pp | 53.40%-37.7pp | 373.66%-357.9pp |
| Employer contribution / active EE | $12,470 | $7,596+64.2% | $6,790+83.7% | $4,754+162.3% |
| Participant deferral / active EE | $9,519 | $11,626-18.1% | $10,410-8.6% | $6,712+41.8% |
| Admin fee / account holder | $4,516 | $15,393-70.7% | $12,824-64.8% | $11,409-60.4% |