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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,720 | $117,846-57.0% | $102,434-50.5% | $145,884-65.2% |
| Participation rate | 66.7% | 78.6%-12.0pp | 76.5%-9.8pp | 80.3%-13.6pp |
| Annual return | 15.51% | 31.90%-16.4pp | 29.46%-13.9pp | 551.85%-536.3pp |
| Employer contribution / active EE | $3,081 | $3,615-14.8% | $3,023+1.9% | $4,662-33.9% |
| Participant deferral / active EE | $7,686 | $5,733+34.1% | $5,055+52.1% | $6,690+14.9% |
| Admin fee / account holder | $866 | $13,356-93.5% | $9,462-90.8% | $13,392-93.5% |