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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,464 | $110,240-69.6% | $96,544-65.3% | $139,487-76.0% |
| Participation rate | 50.0% | 78.1%-28.1pp | 76.0%-26.0pp | 80.3%-30.3pp |
| Annual return | 23.27% | 26.41%-3.1pp | 25.88%-2.6pp | 373.84%-350.6pp |
| Employer contribution / active EE | $2,252 | $3,622-37.8% | $2,966-24.1% | $4,755-52.6% |
| Participant deferral / active EE | $4,842 | $5,549-12.7% | $4,851-0.2% | $6,713-27.9% |
| Admin fee / account holder | $2,342 | $11,602-79.8% | $8,254-71.6% | $11,407-79.5% |