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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,822 | $74,879,922-99.9% | $40,145,923-99.9% | $273,972-85.1% |
| Participation rate | 33.3% | 74.1%-40.7pp | 68.4%-35.1pp | 83.0%-49.7pp |
| Annual return | 8.52% | 2.55%+6.0pp | 5.24%+3.3pp | 41.46%-32.9pp |
| Employer contribution / active EE | $567 | $2,350-75.9% | $1,844-69.3% | $4,869-88.4% |
| Participant deferral / active EE | $814 | $2,962-72.5% | $2,591-68.6% | $5,287-84.6% |
| Admin fee / account holder | $481 | $3,725-87.1% | $2,903-83.4% | $10,133-95.2% |