Retirement plan

THE RESTATED THRIFT/PROFIT SHARING PLAN FOR COOPERATIVES

Name: AG VALLEY CO-OP NON-STOCK - THE RESTATED THRIFT/PROFIT SHARING PLAN FOR COOPERATIVES (2015) Form 5500
Creator: AG VALLEY CO-OP NON-STOCK
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, THE RESTATED THRIFT/PROFIT SHARING PLAN FOR COOPERATIVES, AG VALLEY CO-OP NON-STOCK

AG VALLEY CO-OP NON-STOCKEIN 47-0404632Plan #030PY 2015

72133 N HWY 136, PO BOX 68 - EDISON, NE 689360068308-927-3681LinkedIn51-200 employees

Prospect flagsLow participation

How to read this page

Total assets (EOY)

$4.7M

No prior year

Total participants

244

No prior year

Average account balance

$37,898

No prior year

Annual return

0.94%

No prior year

Benchmarks

See 343 peers

Peer group

Industry11 - Agriculture, Forestry, Fishing and Hunting

Plan typeDefined contribution

Participants100-249

Cohort343 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$4.77M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$53K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

43.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$243K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$1K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.70%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$6080

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 6 by compensation

Provider	Service type	Compensation
WELLS FARGO BANK, N.A.1+ years Filed as: WELLS FARGO BANK, N. A. Service code 15 · EIN 94-1347393	Recordkeeping	$6,989
ATLANTA CAPITAL MANAGEMENT1+ years Filed as: ATLANTA CAPITAL MANAGEMENT CO. LLC Service code 28 1705 PEACHTREE ST. NE · ATLANTA, GA 30309	Investment Management	$0
GOLDMAN SACHS1+ years Filed as: GOLDMAN SACHS ASSET MANAGEMENT, LP Service code 28 200 WEST STREET · NEW YORK, NY 10282	Investment Management	$0
MASSACHUSETTS MUTUAL LIFE INS. CO.1+ years Filed as: MASSACHUSETTS FINANCIAL SERVICES CO Service code 28 · EIN 04-2747644	Investment Management	$0
PRINCIPAL LIFE INSURANCE COMPANY1+ years Filed as: PRINCIPAL MANAGEMENT CORPORATION Service code 28 655 9TH STREET · DES MOINES, IA 503922080	Investment Management	$0
VICTORY1+ years Filed as: VICTORY CAPITAL MANAGEMENT Service code 28 127 PUBLIC SQUARE · CLEVELAND, OH 441141306	Investment Management	$0

Plan features & details

Pension benefit codes2E2F2G2J2S2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

1 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

Expense breakdown

Schedule H Part II

Admin total

$8K

$36 / participant

Investment mgmt$7K86.9%
Contract admin$1K13.1%

% of EOY assets

0.172%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: DELOITTE & TOUCHE LLP
Auditor EIN: 133891517
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$37,898

$47,969-21.0%

$85,969-55.9%

$52,331-27.6%

Participation rate

46.0%

61.7%-15.7pp

76.5%-30.6pp

68.1%-22.1pp

Annual return

0.94%

-0.13%+1.1pp

9.32%-8.4pp

4.54%-3.6pp

Employer contribution / active EE

$1,460-100.0%

$3,474-100.0%

$1,882-100.0%

Participant deferral / active EE

$1,590

$2,110-24.6%

$3,829-58.5%

$3,022-47.4%

Admin fee / account holder

$65

$530-87.7%

$6,053-98.9%

$592-89.0%

Provider

Service type

Compensation

WELLS FARGO BANK, N.A.1+ years

Filed as: WELLS FARGO BANK, N. A.

Service code 15 · EIN 94-1347393

Recordkeeping

$6,989

ATLANTA CAPITAL MANAGEMENT1+ years

Filed as: ATLANTA CAPITAL MANAGEMENT CO. LLC

Service code 28

1705 PEACHTREE ST. NE · ATLANTA, GA 30309

Investment Management

GOLDMAN SACHS1+ years

Filed as: GOLDMAN SACHS ASSET MANAGEMENT, LP

Service code 28

200 WEST STREET · NEW YORK, NY 10282

Investment Management

MASSACHUSETTS MUTUAL LIFE INS. CO.1+ years

Filed as: MASSACHUSETTS FINANCIAL SERVICES CO

Service code 28 · EIN 04-2747644

Investment Management

PRINCIPAL LIFE INSURANCE COMPANY1+ years

Filed as: PRINCIPAL MANAGEMENT CORPORATION

Service code 28

655 9TH STREET · DES MOINES, IA 503922080

Investment Management

VICTORY1+ years

Filed as: VICTORY CAPITAL MANAGEMENT

Service code 28

127 PUBLIC SQUARE · CLEVELAND, OH 441141306

Investment Management

THE RESTATED THRIFT/PROFIT SHARING PLAN FOR COOPERATIVES

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

THE RESTATED THRIFT/PROFIT SHARING PLAN FOR COOPERATIVES

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion