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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,194 | $58,241-77.3% | $81,780-83.9% | $80,911-83.7% |
| Participation rate | 72.7% | 63.4%+9.3pp | 72.4%+0.4pp | 67.6%+5.1pp |
| Annual return | 16.39% | 41.73%-25.3pp | 776.27%-759.9pp | 35.63%-19.2pp |
| Employer contribution / active EE | $1,753 | $2,343-25.2% | $2,914-39.8% | $2,756-36.4% |
| Participant deferral / active EE | $2,644 | $3,283-19.4% | $4,321-38.8% | $4,297-38.5% |
| Admin fee / account holder | $2,624 | $4,973-47.2% | $7,384-64.5% | $6,935-62.2% |