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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,812 | $125,184-63.4% | $105,607-56.6% | $145,884-68.6% |
| Participation rate | 87.5% | 77.6%+9.9pp | 75.3%+12.2pp | 80.3%+7.2pp |
| Annual return | 5.85% | 225.00%-219.1pp | 116.11%-110.3pp | 551.85%-546.0pp |
| Employer contribution / active EE | $0 | $3,720-100.0% | $3,167-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $3,531 | $5,714-38.2% | $5,011-29.5% | $6,690-47.2% |
| Admin fee / account holder | $34,957 | $17,133+104.0% | $10,958+219.0% | $13,392+161.0% |