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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,760 | $81,208-43.7% | $98,920-53.7% | $79,856-42.7% |
| Participation rate | 79.4% | 72.5%+6.9pp | 76.0%+3.4pp | 69.6%+9.8pp |
| Annual return | 7.28% | 60.99%-53.7pp | 196.47%-189.2pp | 31.71%-24.4pp |
| Employer contribution / active EE | $536 | $1,960-72.7% | $2,689-80.1% | $2,471-78.3% |
| Participant deferral / active EE | $3,729 | $3,265+14.2% | $4,245-12.2% | $3,741-0.3% |
| Admin fee / account holder | $25,403 | $6,013+322.5% | $6,643+282.4% | $5,306+378.7% |