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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,553 | $132,634-28.7% | $115,768-18.3% | $137,256-31.1% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.4%+25.6pp | 80.0%+20.0pp |
| Annual return | 6.97% | 160.70%-153.7pp | 100.46%-93.5pp | 220.34%-213.4pp |
| Employer contribution / active EE | $0 | $3,360-100.0% | $2,940-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $31,393 | $5,619+458.7% | $4,917+538.5% | $6,407+390.0% |
| Admin fee / account holder | $177,264 | $15,028+1079.6% | $12,439+1325.0% | $12,270+1344.7% |