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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,194 | $82,630+4.3% | $64,105+34.5% | $125,389-31.3% |
| Participation rate | 100.0% | 75.9%+24.1pp | 68.2%+31.8pp | 83.2%+16.8pp |
| Annual return | 0.46% | 1489.72%-1489.3pp | 791.24%-790.8pp | 282.24%-281.8pp |
| Employer contribution / active EE | $1,330 | $2,671-50.2% | $1,820-26.9% | $4,866-72.7% |
| Participant deferral / active EE | $5,052 | $3,608+40.0% | $2,822+79.1% | $5,352-5.6% |
| Admin fee / account holder | $49,626 | $6,382+677.6% | $4,499+1003.0% | $9,541+420.1% |