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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,599 | $68,398-11.4% | $94,664-36.0% | $75,173-19.4% |
| Participation rate | 66.7% | 76.1%-9.4pp | 80.8%-14.2pp | 67.2%-0.5pp |
| Annual return | 20.76% | 616.72%-596.0pp | 156.84%-136.1pp | 160.72%-140.0pp |
| Employer contribution / active EE | $3,520 | $2,701+30.3% | $3,673-4.2% | $2,671+31.8% |
| Participant deferral / active EE | $8,439 | $6,537+29.1% | $7,417+13.8% | $4,126+104.5% |
| Admin fee / account holder | $5,023 | $5,324-5.7% | $7,222-30.4% | $5,651-11.1% |