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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,201 | $96,558-87.4% | $80,977-84.9% | $273,972-95.5% |
| Participation rate | 83.3% | 79.1%+4.3pp | 75.8%+7.5pp | 83.0%+0.3pp |
| Annual return | 12.25% | 15.14%-2.9pp | 17.11%-4.9pp | 41.46%-29.2pp |
| Employer contribution / active EE | $2,495 | $4,869-48.7% | $3,715-32.8% | $4,869-48.7% |
| Participant deferral / active EE | $8,010 | $6,598+21.4% | $5,696+40.6% | $5,287+51.5% |
| Admin fee / account holder | $669 | $7,493-91.1% | $5,517-87.9% | $10,133-93.4% |