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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,416 | $78,520+26.6% | $96,576+2.9% | $82,448+20.6% |
| Participation rate | 82.5% | 77.7%+4.8pp | 81.4%+1.1pp | 68.1%+14.4pp |
| Annual return | 23.39% | 41.30%-17.9pp | 38.47%-15.1pp | 41.64%-18.2pp |
| Employer contribution / active EE | $5,152 | $2,630+95.9% | $3,553+45.0% | $2,551+102.0% |
| Participant deferral / active EE | $12,312 | $6,754+82.3% | $7,956+54.7% | $4,139+197.4% |
| Admin fee / account holder | $14,063 | $13,455+4.5% | $11,381+23.6% | $7,234+94.4% |