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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,319 | $106,557-34.9% | $91,227-24.0% | $134,545-48.5% |
| Participation rate | 92.3% | 76.8%+15.5pp | 73.2%+19.1pp | 81.2%+11.1pp |
| Annual return | -21.66% | 160.81%-182.5pp | 114.14%-135.8pp | 418.37%-440.0pp |
| Employer contribution / active EE | $12,236 | $3,332+267.2% | $2,851+329.2% | $4,742+158.1% |
| Participant deferral / active EE | $7,030 | $4,719+49.0% | $4,234+66.0% | $6,401+9.8% |
| Admin fee / account holder | $479 | $6,235-92.3% | $5,423-91.2% | $11,431-95.8% |