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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,141 | $117,444-11.3% | $99,479+4.7% | $152,909-31.9% |
| Participation rate | 57.1% | 77.5%-20.4pp | 73.8%-16.7pp | 82.5%-25.3pp |
| Annual return | 53.14% | 31.87%+21.3pp | 30.72%+22.4pp | 345.46%-292.3pp |
| Employer contribution / active EE | $2,387 | $3,014-20.8% | $2,540-6.0% | $4,764-49.9% |
| Participant deferral / active EE | $7,598 | $4,086+85.9% | $3,619+110.0% | $5,851+29.9% |
| Admin fee / account holder | $127 | $7,635-98.3% | $6,253-98.0% | $11,601-98.9% |