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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,583 | $127,387-83.8% | $115,038-82.1% | $125,389-83.6% |
| Participation rate | 90.9% | 84.2%+6.8pp | 81.4%+9.5pp | 83.2%+7.7pp |
| Annual return | 0.00% | 31.28%-31.3pp | 26.14%-26.1pp | 282.24%-282.2pp |
| Employer contribution / active EE | $4,689 | $5,166-9.2% | $4,608+1.8% | $4,866-3.6% |
| Participant deferral / active EE | $12,723 | $6,423+98.1% | $6,026+111.1% | $5,352+137.7% |
| Admin fee / account holder | $1,577 | $9,516-83.4% | $8,175-80.7% | $9,541-83.5% |