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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,880 | $110,551-90.2% | $80,741-86.5% | $167,536-93.5% |
| Participation rate | 56.3% | 64.0%-7.7pp | 54.2%+2.1pp | 82.1%-25.9pp |
| Annual return | 0.00% | 120.57%-120.6pp | 87.30%-87.3pp | 478.82%-478.8pp |
| Employer contribution / active EE | $2,340 | $1,543+51.7% | $1,160+101.7% | $4,839-51.6% |
| Participant deferral / active EE | $3,971 | $2,870+38.4% | $2,145+85.1% | $6,342-37.4% |
| Admin fee / account holder | $3,380 | $4,547-25.7% | $3,3800% | $12,315-72.6% |