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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,931 | $148,629-35.5% | $135,982-29.5% | $139,487-31.2% |
| Participation rate | 73.7% | 83.9%-10.2pp | 81.9%-8.2pp | 80.3%-6.7pp |
| Annual return | 28.01% | 79.33%-51.3pp | 68.32%-40.3pp | 373.84%-345.8pp |
| Employer contribution / active EE | $5,143 | $5,247-2.0% | $4,859+5.8% | $4,755+8.2% |
| Participant deferral / active EE | $7,985 | $8,102-1.5% | $7,760+2.9% | $6,713+19.0% |
| Admin fee / account holder | $888 | $12,406-92.8% | $10,767-91.8% | $11,407-92.2% |