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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,092 | $176,1200% | $159,487+10.4% | $167,553+5.1% |
| Participation rate | 88.9% | 85.0%+3.9pp | 82.8%+6.1pp | 82.1%+6.8pp |
| Annual return | 35.41% | 331.95%-296.5pp | 263.71%-228.3pp | 478.89%-443.5pp |
| Employer contribution / active EE | $6,713 | $5,299+26.7% | $4,831+39.0% | $4,840+38.7% |
| Participant deferral / active EE | $12,735 | $7,752+64.3% | $7,354+73.2% | $6,343+100.8% |
| Admin fee / account holder | $393 | $12,561-96.9% | $10,804-96.4% | $12,316-96.8% |