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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,631 | $95,895+25.8% | $79,576+51.6% | $134,509-10.3% |
| Participation rate | 85.7% | 75.0%+10.7pp | 69.5%+16.2pp | 81.2%+4.5pp |
| Annual return | -21.56% | -2.72%-18.8pp | 0.15%-21.7pp | 418.13%-439.7pp |
| Employer contribution / active EE | $2,897 | $3,128-7.4% | $2,413+20.1% | $4,741-38.9% |
| Participant deferral / active EE | $8,246 | $4,693+75.7% | $3,985+106.9% | $6,400+28.8% |
| Admin fee / account holder | $556 | $9,129-93.9% | $6,834-91.9% | $11,427-95.1% |