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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,096 | $63,354-11.5% | $94,105-40.4% | $82,637-32.1% |
| Participation rate | 58.2% | 63.8%-5.7pp | 71.9%-13.8pp | 68.1%-9.9pp |
| Annual return | 18.62% | 34.36%-15.7pp | 204.55%-185.9pp | 53.51%-34.9pp |
| Employer contribution / active EE | $2,232 | $1,760+26.8% | $2,504-10.9% | $2,552-12.5% |
| Participant deferral / active EE | $4,642 | $2,873+61.5% | $3,881+19.6% | $4,126+12.5% |
| Admin fee / account holder | $3,121 | $5,073-38.5% | $6,199-49.7% | $7,339-57.5% |