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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,176 | $104,251-61.5% | $91,004-55.9% | $147,586-72.8% |
| Participation rate | 50.0% | 78.2%-28.2pp | 75.6%-25.6pp | 82.8%-32.8pp |
| Annual return | 21.06% | 27.06%-6.0pp | 4.60%+16.5pp | 578.59%-557.5pp |
| Employer contribution / active EE | $1,330 | $3,116-57.3% | $2,456-45.8% | $4,876-72.7% |
| Participant deferral / active EE | $5,138 | $4,195+22.5% | $3,548+44.8% | $5,439-5.5% |
| Admin fee / account holder | $21,836 | $8,948+144.0% | $5,417+303.1% | $10,886+100.6% |