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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,361 | $59,839-91.0% | $81,988-93.5% | $79,858-93.3% |
| Participation rate | 91.7% | 61.6%+30.0pp | 69.3%+22.4pp | 69.6%+22.0pp |
| Annual return | 15.20% | 17.56%-2.4pp | 41.31%-26.1pp | 31.72%-16.5pp |
| Employer contribution / active EE | $1,583 | $1,713-7.6% | $2,498-36.6% | $2,471-35.9% |
| Participant deferral / active EE | $2,502 | $2,695-7.2% | $3,722-32.8% | $3,740-33.1% |
| Admin fee / account holder | $4,414 | $4,287+3.0% | $5,665-22.1% | $5,306-16.8% |