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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,387 | $197,603-17.8% | $177,827-8.7% | $158,950+2.2% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 16.44% | 58.76%-42.3pp | 48.32%-31.9pp | 302.91%-286.5pp |
| Employer contribution / active EE | $16,017 | $6,698+139.1% | $5,918+170.6% | $4,762+236.3% |
| Participant deferral / active EE | $13,991 | $8,404+66.5% | $7,713+81.4% | $5,983+133.9% |
| Admin fee / account holder | $922 | $15,402-94.0% | $12,429-92.6% | $11,248-91.8% |