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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,105 | $102,663-89.2% | $86,216-87.1% | $139,466-92.0% |
| Participation rate | 33.3% | 74.5%-41.2pp | 69.0%-35.6pp | 80.3%-47.0pp |
| Annual return | 26.80% | 1924.52%-1897.7pp | 1169.42%-1142.6pp | 373.66%-346.9pp |
| Employer contribution / active EE | $3,048 | $3,035+0.4% | $2,382+28.0% | $4,754-35.9% |
| Participant deferral / active EE | $4,564 | $4,677-2.4% | $3,986+14.5% | $6,712-32.0% |
| Admin fee / account holder | $1,516 | $8,663-82.5% | $6,853-77.9% | $11,409-86.7% |