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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,925 | $81,276+13.1% | $155,574-40.9% | $80,925+13.6% |
| Participation rate | 56.1% | 66.2%-10.2pp | 78.2%-22.2pp | 67.7%-11.6pp |
| Annual return | 16.26% | 33.36%-17.1pp | 64.87%-48.6pp | 35.65%-19.4pp |
| Employer contribution / active EE | $4,084 | $3,103+31.6% | $4,676-12.7% | $2,756+48.2% |
| Participant deferral / active EE | $8,263 | $3,453+139.3% | $5,629+46.8% | $4,299+92.2% |
| Admin fee / account holder | $25,067 | $7,993+213.6% | $15,914+57.5% | $6,940+261.2% |